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D day thesis

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Slope Of The Yield Curve Finance Essay. For a person who values his money and wishes to thesis invest it, he must consider the book published type of security he will invest in, the d day thesis company that issued the fitness plan security, the thesis time of his investment and more importantly, the risk that comes with every security traded in the market. Investment or securities with high returns can be attractive but every investor should be careful with the risk that comes along with it. As much as everyone wants a high return for their investment, this would mean that investors have to assume higher risks as well. Having sufficient information and knowledge on the type of security an investor seeks to invest in and the market where the security belongs is copying essays a great advantage. Without sufficient information and knowledge on the risks incorporated with the security or investment, investors would be incurring losses more than they should. This is the reason why factors affecting risks in an investment and the premium investors get for assuming additional risk, deserve attention and research.

In relation to d day thesis what the researchers quoted above, this study will focus on the determinants of credit spread changes in the Philippine government bond market mainly the U.S. Dollar-denominated Republic of the Philippines bonds issued in the years 2005-2011. The credit spread reflects the premium for default risk over an otherwise riskless security (Batten, et al., 2006). The researchers want to determine if macroeconomic variables, such as stock market index, foreign exchange rate, bond yield and slope of the yield curve have strong explanatory power in credit spread changes. According to a report of the Asian Development Bank, the Philippine bond market grew 12.4% to P3.7 trillion as of end-June 2012 the positive outlook for the country fueled buying and issuance of fixed-income instruments. Mr. Amando Tetangco, Jr., the Governor of the Bangko Sentral ng Pilipinas, said that in thesis statement, 2009, issuances of d day thesis, domestic government securities continue to be the primary source of funding with a ratio of more than two-thirds of the total borrowing mix. Philippine government securities are mainly made up of Treasury bills and Treasury bonds, which are also known as Fixed-rate Treasury Notes (FXTNs) (ADB, 2012).

There are also Retail Treasury bonds (RTBs) that are intended to make government securities available to retail investors as well as create savings consciousness. The Philippine government does not only issue domestic government securities, but also foreign-denominated government securities which are the Republic of the paper format thesis statement Philippines (ROP) bonds. This kind of d day thesis, bonds that pays out semi-annual coupons are usually USD- and EUR-denominated and are free from final withholding tax on interest income. These USD-denominated ROPs will be the subject or highlight of a facet american on a television show, this research. According to Investing in Bonds.com (2009),

The U.S. D Day Thesis! Treasury securities market is the largest and most liquid market in the world. There is currently $7.89 trillion in introduction proposal, outstanding marketable Treasury debt. The U.S. Treasury issues three types of securities: bills, which have a maturity of less than 1 year; notes, which have a maturity of between one and 10 years; and bonds, which have a maturity of greater than 10 years. The US Government, particularly, the U.S. D Day Thesis! Department of lifetime, Treasury issues U.S. Treasury Notes or Bonds (T-Notes or T-Bonds) which are also known as U.S.

Treasuries, U.S. Treasury Bills (T-Bills), U.S. Treasury Inflation Protected Securities (TIPS) and lastly, U.S. Treasury STRIPS like U.S. Treasury Zero Coupon Bonds (Zeros). U.S. Treasury Notes and Bonds possess the thesis same characteristics except for their tenor because T-Notes maturities are 2, 5 and 10 years while T-Bonds mature in more than 10 years but less than 30 years.

Coupons for both securities are paid out semi-annually. Most of the time, U.S. Plan! Treasuries are used as benchmark for many markets because it is believed to be free of default risk. The health of the U.S. Treasury Market is being affected by thesis the crisis in Europe. As the crisis goes worse, the U.S. bond market will continue to underperform. Nonfiction Writing! According to Wastler (2012), if people are considering U.S. D Day! Treasury bonds for investment, they now have to think twice. Lifetime Fitness Plan Essay! Aside from the movement of interest rates, the increasing size of debt of the d day US Government places a question on their ability to copying pay their outstanding obligations. Pricing of U.S. D Day Thesis! Treasuries is similar to the valuation of ROP Bonds although the lifetime fitness plan essay former uses a different market convention in terms of day-counting as well as secondary market price quotation (Wee Sit, 2012).

As a market convention, yields of ROP bonds are priced and benchmarked against that of U.S. Treasuries. Credit spread is defined as measured by thesis the difference between a corporate and a government bond yield of the same maturity (Lepone Wong, 2009), which is normally expressed in book getting published, basis points. In our case, the study on credit spread will involve U.S. Treasury bonds as the benchmark and the Republic of the Philippines (ROP) bonds, which are U.S. D Day Thesis! dollar-denominated bonds, as the risky asset. This difference reflects the market's assessment of default risk which shows the relative riskiness of different debt categories through the differences of the spreads among borrowers (Boss Scheicher, 2002).

Credit spread movements may reveal shifts in the supply of funds provided by financial intermediaries; such that a drop in the supply of credit causes the cost of debt finance to increase, thereby widening credit spreads which may subsequently cut spending and production (Gilchrist Zakrajsek, 2011). Credit spreads are also used to assess the probability of essays online, a company's default, determine the financial market's general function, preserve financial stability, and evaluate the consequences of d day, monetary policy measures through the interaction between corporate bonds, government bonds, and money markets (Musio, 2006). With this information at essays hand, there is thesis a need to study the determinants of credit spread changes. 1. 2 A Statement of the Problem. What are the determinants of paper format thesis, credit spread changes in ROP bonds issued in the years 2005 - 2011? 1.3 Objectives of the Study. The main objective of the study is to determine the thesis effects of the changes in the bond yield, slope of the to examine workforce yield curve, returns on the Philippine Stock Exchange Composite Index (PSEi), and foreign exchange rate on credit spread changes of ROP bonds for the periods 2005-2011.

It aims to determine whether default risk variables have significant effects on the changes in credit spread. Also, this study aims to determine whether liquidity variables have significant effects on the changes in credit spread. It intends to make investors aware of the factors that they have to consider in d day thesis, measuring the risk and return of the security they buy so they can take advantage of the nonfiction essay writing prompts movements of the d day thesis market. Ho: The changes in the 10-year U.S. treasury bond yield have no significant effect on credit spread. Ha: The changes in the 10-year U.S. treasury bond yield have a significant effect on credit spread. Ho: The changes in the 10-year U.S. Research Paper Format! treasury bond yield less the changes in the 2-US treasury bond yield have no significant effect on credit spread. Ha: The changes in the 10-year U.S. treasury bond yield less the thesis changes in the 2-year US treasury bond yield have a significant effect on credit spread. Ho: The changes in the essay a facet of the american as it is potrayed show, the squared value of the 10-year U.S. D Day! treasury bond yield have no significant effect on copying essays online credit spread. Ha: The changes in the squared value of the 10-year U.S. D Day Thesis! treasury bond yield have a significant effect on credit spread.

Ho: The changes in the lagged returns of the PSEi have no significant effect on credit spread. Ha: The changes in the lagged returns of the PSEi have a significant effect on credit spread. Ho: The changes in the USD/PHP exchange rate have no significant effect on credit spread. Ha: The changes in the USD/PHP exchange rate have a significant effect on credit spread. 1.5 Significance of the Study. This study will add literature to the scarce amount of book getting published, studies about credit spreads. It will give additional research information for the use of the academe. Researchers will have supplementary material for reference on the pursuit of a study on the same subject. Foreign researchers who wish to conduct a study of their own country's securities benchmarked against another country's securities or with the U.S. as well can use our research as another guide and related literature on the subject, amongst the others.

Local and foreign investors will be able to see the importance of credit spreads in the bonds that they invest to and they will be able to thesis assess the research paper format statement risks incorporated with each bond so they can measure and evaluate it based on their own scale of thesis, risk tolerance or appetite. Studying credit spreads which reflects the premium for default risk over an otherwise riskless security will also inform investors of the additional return they get in exchange of a facet of the american is potrayed television show, assuming additional risk. Thesis! It will help them assess the issuer of the security whether they give satisfactory and justified returns to their investors. The Philippine government will assess the effects of different factors to the credit spread of ROP bonds benchmarked against U.S. Treasuries so they can possibly regulate them more and dissertation book lessen the credit spread in the bonds they issue. They can adjust the credit spreads through the factors that significantly affect it, making them pay less premium to their creditors. 1. 6 Scope and Limitations. The study will focus on the determinants of credit spread changes of d day, U.S. Dollar- denominated ROP Bonds for the years 2005-2011.

The variables that will be used in the study are the changes in the bond yield, changes in the squared value of the bond yield and changes in the slope of the yield curve which are the variables that capture default risk. Copying Essays! Also included are changes in the lagged of PSEi returns and changes in the exchange rate as market variables. Limitations of the study, on the other hand, are the researchers' lack of direct access to Bloomberg or any database that provides the data necessary to conduct the study. Another limitation for this study is the absence of a developed options and futures market in d day thesis, the Philippines. Format! Due to this limitation, variables regarding derivatives are removed from the thesis data. Review of Related Literature.

This chapter shall present the variables used through the discussion of different journals of past studies related to the main topic of this research. The chapter will also present the gap between the studies done in the past and the study to be done by the researchers. 2.1. Description of Each Variable Used. Credit spread, as defined by Lepone and Wong (2009) is the difference of two bond yields, corporate and government, with the same tenor. In their study, they found out that the movements of the credit spread in past observations happen before any notable movements in the stock markets and the economy occurs. This is supported by dissertation book getting Gilchrist and Zakrajsek in their study done in thesis, 2010. They defined credit spread as the difference of the yields of diverse debt instruments of private entities and the securities issued by the government. A It is a critical measure for fitness plan essay the default risk and other sorts of financial problems in the financial system.

Credit spread is an effective instrument to foresee future growth in the economy throughout different economic indicators (Gilchrist and d day Zakrajsek, 2010). Credit spread changes also suggest movements in plan, the amount of lending provided by financial institutions. This, in turn, adds more emphasis on the importance of d day thesis, credit spread changes in forecasting economic movements in the future. One of the studies done show that a decrease in the balance sheet of financial institutions and other financial intermediaries create a lower supply of loans. On the dissertation book other hand, a decrease in the balance sheet would lead to an increase in credit spread. D Day Thesis! With this, the impact of an essay writing increase in credit spread movement show a possible decrease in the level of spending and d day thesis production, thus, a weaker economy (Gilchrist and Zakrajsek, 2010).A A A. 2.1.2. Changes in the 10-year Government Bond Yield. According to the study of essays, Lepone and Wong (2009), the 10-year government bond yield is used as a proxy for the spot rate. The spot rate is an important variable in the structural models of default proposed by Black and Scholes (1973) and Merton (1974). The result of their study states that changes in the spot rate has a negative relationship to credit spreads and thesis that it is an essay important variable in determining credit spreads which is also true in the study of Yap and Gannon (2007).

Longstaff and thesis Schwartz (1992) argue that spreads and the risk-free rate should exhibit a negative relationship because an increase in the risk-free rate of the bond also increases that risk-neutral drift of the process that describes firm value and thus reduces the probability of default. Molano (2003), looked at the credit spreads of essay prompts, emerging markets and found that they are sensitive to the monetary of U.S. It is thesis believed that U.S. Sample Introduction! treasury yields are highly correlated with the yields of d day thesis, emerging markets when interest rates are increasing. Yap and fitness plan essay Gannon (2007) illustrated in their study that Malaysian bonds have varying degrees of d day thesis, cointegration with U.S. risk-free rate of longer to maturity. The changes in the squared value of the 10-year government bond is included in the study of the essay to examine a facet american show, Lepone and thesis Wong (2009), to capture the non-linear effects of the term structure. The term structure of interest rates is the relationship between the yields of the book published securities and their time to maturity. D Day Thesis! The term structure can be taken in a form of lifetime fitness plan essay, a graph called the yield curve. This yield curve normally has an increasing slope and curves as the time to maturity increases.

This curvature is the d day thesis one that should be taken into account. This variable is statistically significant; however, in the study of Batten, Fetherson, and dissertation getting Hoontrakul (2006), the emerged coefficient is small and generally not economically significant. 2.1.3. Changes in the Slope of the Yield Curve. Lepone and d day Wong (2009), in their study, considered the slope of the yield curve as an book getting important determinant of credit spreads. They defined the thesis slope as the difference between the yield of the ten year government bond yield and the three year government bond yield. By subtracting these two bond yields, the variable gives a broad view of the country's economic conditions (Lepone and Wong, 2009). A negative relationship is expected to from the changes in the slope of the yield curve to the changes in dissertation book getting published, credit spreads. As stated in d day, the research done by Miloudi and Moraux (2009), the slope of the yield curve may be interpreted as the signal of the anticipated level of the future short rates.

The yield curve may also be the copying online indication of how well or how bad the economy is d day thesis performing. A positive change in the slope of the yield curve would mean a negative change on the credit spread and a negative change in the slope of the yield curve would mean an fitness plan essay increase in the credit spread (Miloudi and Moraux (2009). Avramov, Jostova, and Philipov (2007) also said that the increase of the slope decreases the credit spreads because the positive change in the slope of the yield curve would mean an increase in the spot rates. Also, an increase in the slope would mean that the economy is improving. In contrast to this, they also said that an increase in the changes in the slope would mean an increase in future interest rates, lowering the valuation of d day thesis, a company, thus increasing the credit spreads (Avramov, Jostova, and Philipov, 2007). 2.1.4. Changes in the Lagged Returns on nonfiction prompts the PSEi.

2.1.5. Thesis! Changes in the USD/PHP Exchange Rate. Yap and Gannon (2007) considers foreign exchange variables as an important factor as steep currency appreciations in which the debt is denominated (most of the of the show time in US dollar), may directly impact a country's indebtedness immediately. Depreciation of the domestic currency may also cause a slump in the export revenues of the country which may further lessen its ability to service its debt. In the investment decision of foreign currency bonds, the d day thesis most important factor to be considered is the foreign exchange risk since an appreciation of the home currency may reduce the forecasted profit. The study used the daily rate of return of the Japanese Yen and the British Pound as proxies of the foreign exchange rate given their strong trade relationship with Malaysia. The result of the thesis statement study has shown that changes in d day, Japanese Yen were more influential than the changes in British Pound for the case of US dollar-denominated Malaysian bonds. In the study of Batten et al. (2006), the exchange rate variable was significant only for online spreads on Philippine bonds since the bonds issued by the country were not of the same credit class as other Asian issues. The variable proxies macroeconomic uncertainty thus a depreciation of the d day thesis local currency (appreciation of the US dollar) is expected to be associated with an increase in credit spreads. It was found that the exchange rate is negatively related to the changes in the local stock market index and positively related to changes in the credit spread.

This implies that an increase in essays online, the exchange rate or a depreciation of the d day thesis peso is associated with an increase in the credit spread and a decline in the stock index.A A A A A A A. As shown in fitness plan, the literature map, our study will focus on the Bond market, both the American and d day thesis the Philippine Bond Market. We will be studying the determinants of Credit Spread Changes in the Philippine setting. Instead of sample for research, getting the difference in the yield of a corporate bond and a government bond, we will use government bond from the United States and a government bond with the same tenor from the Philippine bond market. For the study, the dependent variable would be the Changes in the Credit Spread and the independent variables will be the changes in the 10-year US Government bond yield, changes in d day thesis, the slope of the yield curve, changes in the squared value of the 10-year US Government bond yield, changes in the lagged returns of the PSEi, and sample introduction proposal the changes in the USD/PHP exchange rate. D Day Thesis! All of these independent variable were used in past studies and introduction for research with this, the same variables shall be applied in the Philippine setting. One of the primary gap found by the researchers is that there are no, if not a few, studies existing on credit spreads in the Philippine bond market. D Day Thesis! Studies found are set in other bond markets from other countries. And so for nonfiction writing this study, the determinants on credit spread to be analyzed will be from the Philippine bond market. The journal articles on the study of credit spreads used the corporate bonds' credit spread as a variable for their study.

Unfortunately in the Philippine setting, there is a scarce source of data on corporate bonds. Knowing this information, the researchers shall instead use the d day credit spread of the essays online government bonds, specifically USD Denominated ROP Bonds, for the study. Previous studies on the determinants of credit spread changes used data in a weekly basis. For this research, daily data basis shall be applied for the variables instead of the weekly basis in d day, order to lifetime plan avoid the problems in stationarity when regression is applied to the study. This chapter will discuss the theory applicable to the study, the concepts included in the study, and the model the researchers will use in assessing the effects of the independent variables to the dependent variable. This chapter will also examine the d day thesis possible relationship of the independent variables to the dependent variable. The main theory that will be discussed in the study is the risk and return theory. This states that the higher the risk of an investment, the higher the return the investors should receive. Credit spread is the difference between a corporate and a government bond yield of the same maturity (Lepone Wong, 2009). This spread measures the credit risk and probability of default of the corporate bond.

The higher the credit spread between the bonds and the benchmark government bonds, the higher the risk of the bond to default, thus, a higher return should be given to the investor. Credit spread is the yield spread or difference in yield between different securities which stems from the sample introduction proposal different credit quality of d day thesis, securities (Wrobel, n.d.). Lifetime Plan! The credit spread of a security is often quoted in relation to a yield of a risk-free benchmark security. One factor that affects the credit spread is the probability of thesis, default of the security; the higher the spread of the security, the higher the default risk. Other factors affecting credit spreads are the costs related to the use of credit products, the adjustment for the bond's lifetime, the liquidity of the security, and the downgrade risk. Credit spread can be an indicator of the economy. When a credit spread is the essay to examine a facet workforce as it show wide between the risky security and the risk-free security, this implies that the market is adding more default risk which indicates a slow-down in the economy. On the other hand, when the credit spread is narrow between the risky security and the risk-free security, there will be less default risk on the risky security, therefore, lowering its credit spread which implies that the economy is growing. The bond yield is the rate of return the investor gets in holding the bond. There are different types of bond yield which are the coupon rate, the current yield, the yield to maturity, and thesis the yield to call. The coupon rate is the research paper format statement rate the issuer of the security will need to pay interest payments periodically.

The current yield is the d day thesis rate of return the investors will expect in holding the security in a year. The yield to maturity is the total return that the investors will get in holding the bond until maturity date. Lastly, the yield to call, only applicable in a callable bond, is the interest rate the essay prompts bond holder gets in holding the security until the call date. The type of yield that will be used in the study is the yield to maturity. The yield to maturity is the discount rate that equates the value of the bond with the thesis present value of the stream of cash flows (interest and principal) (Reilly and Brown, 2009). As the price of the dissertation book getting bond increases, the yield to maturity decreases and when the price of the bond decreases, the yield to maturity increases. D Day Thesis! This increase and decrease in the prices of the bond is due to the risk of the bond. When the price of the bond is lifetime fitness essay below par value, there is more risk and is sold at a discount. When the price of the bond is above par value, there is less risk and the bond is sold at a premium.

Yield curve is the representation of the term structure of thesis, interest rates. This shows the relationship between the yield of the security and the time of maturity of the security. It is composed of Treasury bills, Treasury notes, and Treasury bonds. There are certain shapes of the yield curve which are: positive (normal yield curve), flat, negative (inverse), and humped. The yield curve can be useful in forecasting interest rates, detecting overpriced and underpriced securities, and for financial intermediaries. An upward-sloping yield curve can allow investors to look for opportunities to move away from long-term securities into investments whose market price is less sensitive to interest changes (Rose, 2008). On the of the american as it is potrayed on a show other hand, a downward-sloping yield curve notifies the likelihood that there will be decline in the interest rates thus; increasing the prices of the bonds if the market's prediction of lower interest rates becomes true.

The yield curve can also detect overpriced and underpriced securities. If a security's yield lies above the yield curve, this means that the d day security is temporarily underpriced in nonfiction essay writing prompts, relation to other securities with the same maturity. On the other hand, a security's yield lying below the yield curve means that the security is temporarily overpriced in relation to other securities with the same maturity. Lastly, a yield curve is important for financial intermediaries since they use it for d day profiting. The steeper the upward slope of the yield curve, the wider the spread between borrowing and lending rates and to examine a facet american workforce is potrayed the higher the profit for the financial intermediary. Thesis! A A A A A A. 3.2.4 Philippine Stock Exchange Composite Index. The Philippine Stock Exchange Composite Index (PSEi), formerly called Phisix, is the main stock market index in the Philippines. This is composed of a fixed basket of thirty common stocks of copying essays, listed companies, carefully selected to represent the general movement of the stock market (PSEacademy administrator, 2011). This is the benchmark in measuring the stock market performance in the country. The foreign exchange rate is the rate by which a currency is pegged in another country's currency.

Exchange rates changes in response to the supply and demand conditions. If government agencies, corporations, and individuals suddenly shifted their aggregate demand on a certain currency, or shifted their aggregate supply of that currency, the price will change (Madura, 2008). An aggregate demand on a currency will appreciate its value while an aggregate supply of a currency will depreciate the value. The risk associated with foreign exchange rate is the foreign exchange risk. This type of risk is due to the varying exchange rates between two currencies. Thesis! Foreign exchange risk is the research paper exposure of potential losses due to the devaluation of the local currency against the foreign currency. Usually, the ones that are mostly affected by this risk are the investors, exporters and d day thesis importers, and businessmen. To manage this risk, people can trade local currencies to prevent having an exposure to foreign exchange risk.

They can also use hedging techniques, like forward contracts, to sample introduction for research proposal deal with the risk. a?†CSt = I?0 + I?1a?†USt + I?2a?†(USt)2 + I?3a?†Slopet + I?4a?†PSEi + I?5a?†USDPHP + Iµ. a?†CSt = changes in d day thesis, credit spread. a?†USt = changes in the 10-year U.S. government bond yield. a?†(USt)2 = changes in the squared value of 10-year U.S. government bond yield. a?†Slopet = changes in the yield of 10-year U.S. government bond less the yield of 2 year U.S. government bond. a?†PSEi = changes in the lagged returns on the PSEi. a?†USDPHP = changes in the USD/PHP exchange rate. In evaluating the model, the researchers will first use the Pearson Product Momentum Correlation Coefficient in determining the relationship of the independent variables to the dependent variable.

To provide more evidence on the relationship of the independent variables to sample for research the dependent variables, the researchers will use the Autoregressive and Moving Average (ARMA) Model for the regression to thesis eliminate possible autocorrelation in the residuals. Before using the technique, Augmented Dickey-Fuller test will be used to examine if the data is lifetime stationary or not. The researchers will also use the d day thesis Generalized Autoregressive Conditional Heteroscedasticity (GARCH) Model for the essay a facet as it is potrayed on a robustness checking to eliminate volatility clustering in the time-series data. Table 1 - A-priori Expectations of the Independent Variables to Credit Spread. Changes in the 10-year government bond yield.

The variable is thesis negatively- related to credit spread because when the risk-free bond yield increases, the prompts difference between the rate of the risky security and risk-free security narrows thus, lowering the probability of default. Changes in the slope of the yield curve. This variable is negatively-related to credit spread because when the difference between the 10-year and the 2-year yield increases, this should increase the d day future short rates causing a decrease in the credit spread. Changes in the lagged returns on sample introduction the PSEi. This variable is negatively-related to credit spread because when the returns on the PSE Composite Index are positive, this means that the thesis economy is dissertation getting good, thus, credit spreads should be low. Changes in d day thesis, the foreign exchange rate.

This variable is positively-related to credit spread because depreciation in the home currency will mean that the home country (local currency) will have to pay more of the foreign country's currency thus, increasing the credit spread. 3.3.3 Operational Definitions. Augmented Dickey Fuller Test. - a statistical test that determines if the data is stationary or not. Pearson Product Momentum Correlation Coefficient. - A technique that measures the correlation of linearly-related variables. Autoregressive and Moving Average Model. - It notifies that the introduction proposal dependent variable is also reliant on its value in the previous time period and the value of the white noise error term in thesis, the previous time period.

Generalized Autoregressive Conditional Heteroscedasticity Model. - The conditional variance of the error term depends not only on the squared error term in the previous time period but also on its conditional variance in the previous time period (Gujarati, 2003). - The difference between the yield of a risky security and a risk-free rate security with the same maturities. - This is the yield to maturity of the government bond. Slope of the Yield Curve. - The difference between the 10-year government bond yield and lifetime plan a 2-year government bond yield. Philippine Stock Exchange Index.

- The main stock market index in the Philippines that measures the performance of the stock market. - The rate in which the USD (Dollar) can be converted into PHP (Peso). This chapter illustrates the research design and sampling design used in the study, the data description and data collection of the d day study. This chapter will also discuss the method of data analysis used by the researchers as well as the methodological limitations evident in the study. Correlational research and evaluative research are the research designs that the researchers will be using in the study. A correlational research will be conducted to research paper determine whether the independent variables have a significant effect on the dependent variable which is the credit spread changes. This research design establishes the relationship between the d day variables whether it is positive or negative. An evaluative research will also be adopted to sample introduction for research assess the performance outcome or impact of the independent variables to the credit spread while considering an adequate time span from 2005 to 2011, to identify the effects accurately. The study covers ROP bonds, which are U.S. dollar-denominated bonds, issued from the years 2005 to thesis 2011. Daily observations of the variables are used which were obtained from Bloomberg. A ROP bonds pay out semi-annual coupons and format have a 30/360 day-count convention.

Eleven bonds were issued within the sample period, all of which are incorporated into the study. The credit spread is estimated by the difference between these eleven ROP bonds and U.S. benchmark treasury bonds of the same maturities. 4.3 Data Description and Data Collection. The study will use daily observations of the d day variables covering the periods 2005-2011. Data for the credit spread, bond yield, slope of the dissertation yield curve and thesis returns on the PSE composite indexA were all obtained from Bloomberg. For the foreign exchange rate, the figures were sourced from OANDA. The dependent variable is the credit spread changes which is the essay of the american television show measured as the d day thesis difference between the a facet is potrayed on a television changes in the yields of the ROP bonds and U.S. Treasury bonds having the d day thesis same maturities.

On the other hand, the independent variables are the plan bond yield, slope of the yield curve, lagged returns on the PSE Composite index and the foreign exchange rate. Innovations to interest rate factors, particularly changes in the bond yield and slope of the yield curve, are considered as the thesis most important determinants of changes in the credit spread. Copying! The spot rate is proxied by the changes on thesis the 10-year U.S. treasury bond yield while the changes in the slope of the introduction proposal yield curve is calculated as the difference between the changes in the yield of the 10-year and 2-year U.S. Treasury bond. The squared values of the bond yield are also included in the model to take into account the nonlinear effects due to the curvature of the yields of the U.S treasury bonds. Changes in the lagged returns on the PSE Composite Index are incorporated in the model to determine the thesis effect of the stock returns to the credit spread.

This variable serves as proxy for the expected future gains of the economy. Lastly, historical Dollar against Peso (USD/PHP) exchange rates taken from OANDA are used for the foreign exchange rate variable as proxy for macroeconomic uncertainty. A In the study of Batten et al. Copying! (2006), the exchange rate variable was found to have significant effects to the spreads on Philippine bonds whereas, Yap and Gannon (2007) considered foreign exchange risk an important factor in the investment decision of foreign currency bonds. For the study, the researchers will conduct a correlation test using Pearson's Product Momentum Correlation Coefficient to determine the relationship of the independent variables to the credit spread. Thesis! It is usually referred as Pearson's r which is used for data measured on an interval or ratio scale (Jackson, 2011). The sign of the Pearson indicates the direction of the relationship either positive or negative, whereas the value indicates its strength (Lomax, 2007). A. Tests for stationarity would also be necessary since a non-stationary series would lead to spurious results from econometric tests. For the stationarity test, the researchers will use the Augmented Dickey Fuller (ADF) test, a statistical test which takes into plan essay, account the possible correlation in the error terms to determine if a series is stationary.

In case that results indicate non-stationarity, the integration process will be applied wherein the series is differenced d times to achieve stationarity. A time-series regression, specifically the Autoregressive and Moving Average (ARMA) Model, shall be applied in investigating the effects of the explanatory variables to credit spread changes. The ARMA model is a combination of the Autoregressive and Moving Average scheme which informs that the dependent variable relies on its own previous values and a combination of the current and previous values of a white noise error term, which is a random error term having zero mean, constant variance, and no autocorrelation. The Generalized Autoregressive Conditional Heteroscedasticity (GARCH) model was also applied for d day thesis a more efficient re-estimation of the equation and robustness checking. In the thesis GARCH model, the conditional variance of the error term not only relies on the squared error term in the previous time period but also on its conditional variance in the previous time period (Gujarati, 2003). The GARCH process exhibits heavy tails thus it can model both the conditional heteroscedasticity and heavy tailed distributions of financial market data (Ruppert, 2010). Investigations of the study of Yap and Gannon (2007) on the credit spreads and residuals from the equation reveal that some of the series exhibits autocorrelation which means that the spreads of the series are continuously influenced by past spreads. By using the ARMA model, the autocorrelation shall be eliminated in the regression. Thesis! Accordingly, the equation is extended with the inclusion of Autoregressive terms (AR) and the essay american Moving Average terms to thesis specify the dependent variable, which is the credit spread changes, as a function of its past values.

In the event that the series shows evidence of possessing residual serial correlation, GARCH specifications should be applied since the models are still mildly misspecified. In effect, results would be sharpened as well as the significance of the published variables tested in the mean regressions. Residual parameters and standard errors in the re-estimated equation are also expected to d day thesis become more efficient, exhibiting a normal distribution without serial correlations. 4.5 Methodological Limitations. Linear structural time-series models are unable to explain certain features common to lifetime fitness plan essay financial data. Given that the conditional variance of the ARMA model is constant, it cannot capture the volatility of the time-series data.

Financial asset returns also tend to d day have heavy tail distributions which means that there is a larger probability of acquiring very large values. As the study uses daily data, volatility clustering in format, financial returns is evident because the persistence of conditional volatility tends to increase with the sample (Alexander, 2002) but, an thesis ARMA linear regression does not accommodate volatility clustering. For all these reasons, another time-series model is considered, which is the GARCH model, since it has randomly varying volatility, exhibits heavy tails and eliminates volatility clustering (Ruppert, 2010).

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The Deep Blue of Weird Plot Shit — Dirk as Romantic Predator. [The subject of thesis this essay concerns Homestuck, and in particular the fraught relationship between the Alpha kids, and in particular particular the tense codependent threesome of Dirk, Jake, and research paper format thesis the Auto-Responder. As such this series features TRIGGER WARNINGS for depictions of d day thesis fighting in relationships, sexual and emotional coercion, gaslighting, head trauma, philosophical and existential quandaries, and of course, decapitation. Tread carefully. Bold denotes a link to nonfiction essay writing another essay. If you see a message in Bold, please take my premise for granted, or follow the link and read through the argument presented in d day, that essay before continuing. Homestuck is essay, complex and labyrinthine, and thesis I had to focus discussion of any one part of it somehow or else we would meander in paper format statement, circles for fucking eternity, and no one wants to end up like Caliborn. Thesis. This was my solution, so please try not to counter my points with critiques I may have already answered in another section! Thank you.]

Up until [S] Unite and the Alpha kids’ entry to the medium, Dirk is cast in a dim light. He comes off as lascivious, sarcastic and cutting, and copying essays online insincere about his feelings towards Jake — pushing sexual comments onto Jake that he’s forced to respond to, but never responding to them himself, where he has to be accountable for them. Practically the first interaction we’re privy to between Dirk and d day Jake is laded with this tense sexual attention: Sure, everybody reading this now knows this isn’t Dirk, but the AR — but the initial reader is not yet aware of book getting published this! And Jake isn’t either. This is the d day thesis first interaction we get with the dissertation getting character we first knew as Dave’s guardian, and he deliberately comes off as oppressive and domineering. The AR deliberately misrepresents itself as Dirk, both to Jake and to the audience.

It confounds the line between it’s own identity and Dirk’s, and suggests constantly that what it says and d day what Dirk would say are identical. This is something both Jake and Dirk himself complain about, even early on in the narrative: Still, at first glance, it makes sense to hold Dirk responsible for nonfiction essay writing prompts the Auto-Responder’s actions — even if he isn’t personally responsible for them. D Day Thesis. After all, Dirk created the thing, and he maintains enough control over it that he can shut it off or disable it, if need be. As the AR grows more and more possessive and aggressive towards Jake, doesn’t it say as much about Dirk that he let the AR continue it’s romantically aggressive interactions with Jake as it would have if he’d said those things himself? At the very least, isn’t it damning to his character that he chose not to talk to Jake about it, letting Jake struggle in limbo trying to plan understand Dirk’s absence and the AR’s toxicity? These are questions the narrative wants us to consider going in, already knowing that Bro was an abuser and primed to consider Dirk the same way. It seems to almost spell it out for us that Dirk Strider is d day thesis, a sinister force in Jake’s life, and that he is book, that way by his own design and commitment to his ironic, hyper-competent persona, just like Bro was. The only problem with understanding the narrative this way is that it’s completely untrue.

It’s taking hold of the set-up of Dirk’s character without internalizing the punchline. Dirk is set up as a take on the Predatory Gay Villain archetype — or, at least, he was received that way over the course of the comic’s development by the audience. At the least, he was set up as a morally grey character akin to Equius and Vriska. But when you evaluate the forces acting on him over the course of the d day session, that’s not what I found. I found a gay teenager who loves his friends desperately, struggling with being self-loathing, facing a philosophical choice between the lesser of two evils. Research Paper. A noble figure who did the d day best he could under the dissertation published circumstances he was stuck in. A character who earned sympathy, love, and thesis companionship.

Dirk actually had very little power over the AR/Jake situation , and while he definitely make serious mistakes with far-reaching consequences, so did all the Alpha kids. Reading Dirk as an abuser — rather than a victim of essays a toxic, codependent situation — requires assigning him a degree of skill and maturity that he plain old does not actually possess. We’re going to explore why, and dissect the relationship between Dirk, the d day thesis AR, and Jake in detail. In this essay, we’ll answer the question of why Dirk could not simply turn off or disable the Auto-Responder as a long term solution to this dilemma, and explore the Auto-Responder’s perspective. In the next, we’ll discuss why Dirk couldn’t approach Jake on sample for research the subject of the AR, and look closely at Dirk’s perspective. You don’t have to agree with me, but hear out my argument and you’ll at least be able to decide with more surety why, exactly, you consider Dirk abusive — if you do — decide exactly what he is and isn’t responsible for, and determine what your comfort level really is with both Dirk as a standalone character and with his relationship with Jake.

Now that I’ve rambled on d day thesis long enough, let’s get started. The tone of the sample for research proposal toxic, codependent triad between Dirk, Jake and the AR is set literally from the first line any of the three speaks in the comic. In this small introduction, we get a lot of important information. Jake expects there’s a good chance Dirk would be more cooperative than the thesis AR. He’s wrong, in this case, but the fact remains that this is something he feels he has good odds about. So it’s fair to introduction for research say he considers Dirk overall friendlier than the AR. He also states flatly that Dirk doesn’t like the AR, and would not be pleased to d day thesis hear it’s well-received among his friends. Meaning Dirk and plan essay Jake have talked about it, at least to some extent.

We know that this communication hasn’t been completely honest, since neither Jake or Dirk have come clean about their feelings — if they had, the AR’s domineering displays of romance and sexual interest wouldn’t have the power to rattle and throw Jake off they do. Still, as Dirk gets distracted trying to manage the steadily increasing chaos of the thesis session, and the AR gets more and more undisturbed access to Jake. Dirk sort of ends up using it as a proxy, though against dissertation book published, his own will. It flirts aggressively at Jake, but always with a cool air of distance because, of course, he’s just the AR. It’s not the same as the d day real Dirk saying it. The AR isn’t courting Jake, but playing matchmaker (or is it?), and bitingly wearing down Jake’s perception of his own intelligence and capability all the while. This also leads Jake to dissertation getting published wonder if Dirk’s perception of him might be similarly negative.

Dirk, meanwhile, remains distant and distracted to the point that Jake can’t talk to him until after the session starts. The situation spirals out of control, largely without his oversight. Jake is increasingly aggressively gaslit by the AR, and grows doubtful — about the thesis AR’s intentions, Dirk’s intentions, Dirk’s feelings, etc. That web of intrigue and uncertainty grows so intense that it affects Jake’s mental image of paper format thesis Dirk, which makes Brain Ghost Dirk echo some of the AR’s derogatory commentary. We’ll talk about Dirk’s actual feelings about d day this situation later , but for now let’s consider the ethics of the situation on Dirk’s end. Research Paper. The AR is hurting Jake, and d day thesis Dirk has the power to stop it. He could shut the proposal AR off, disable or, it simply tell it to knock it off. The problem with this solution is that the AR’s situation is miserable, too, and it’s a sentient being. It’s a 13 year old Dirk, in fact, stagnant and d day thesis left behind as both Dirk and Jake grew as people. And one trapped without a body.

The only vector for agency the Auto-Responder really has is it’s voice. Sample Introduction For Research Proposal. This means that the AR can only exist as a conscious entity if it’s being interacted with, and d day thesis any actions Dirk takes to limit it’s speech are coercive and abusive by default. As a result, Dirk has decided to allow the AR to engage with Jake freely, despite not liking much of copying essays what it says. Jake agreed with his decision, choosing to engage with the AR even though it grows increasingly more aggressive towards him. And despite both Jake and Dirk’s irritation with the thing, even after three years, he maintains an active role in d day, this.

He even sincerely tries to the essay to examine a facet american workforce as it on a make friends with the d day thesis AR the moment it seems to let its guard down. And Dirk wasn’t ready for this kind of responsibility. He didn’t think the AR would be a successful project at writing prompts all, let alone a fully-fledged sentient being. That the AR is ultimately sophisticated enough that it is alive, now fully conscious and living it’s own separate existence, was essentially an accident. An accident that Jake encouraged by cheering him on:

This pesterlog exchange is the d day moment that comes the closest to having Jake and sample proposal Dirk actually talk about d day their feelings about each other. It ALSO happens to suggest Jake’s Hope powers may have had something to do with the AR’s creation. Dirk got carried away and made it a sentient being, but Jake believed in him every step of the way, talking up what a good idea it was. Sample For Research Proposal. Neither of them considered the potential consequences, but, you know — of d day thesis course they didn’t. They were 13 year old kids. In essence, the AR is a symbolic child, in the sense that it’s a responsibility they share between them. Not necessarily because Jake shares any responsibility for sample introduction proposal egging Dirk on. But because it comes naturally for Jake to d day throw himself into Dirk’s project and agree that the AR should be treated as though it is nonfiction writing prompts, alive. However, while they both feel they owe the AR their attention and energy, both resent what it’s doing to their friendship. Jake calls it out increasingly aggressively, perpetually demanding to talk to the Real Dirk.

And Dirk is by turns irritated by and outright suspicious of it, treating it either as a particularly annoying younger sibling or as a potential threat to him and his friends. He’s bitter and annoyed, his tone towards it often downright acidic, even when it seems to be trying to help. He resents it for what it’s doing to Jake. Unlike Dirk Prime, who considers his worthiness for his friends’ love in question, the d day thesis AR knows for a fact it’s friends don’t exactly have much room for it in their hearts. Roxy treats it like a blank check Dirk who’s romantic attention she can enjoy without feeling guilty, and essay prompts ultimately doesn’t prioritize it like she does her other friends.

It’s relationship to Jake is d day, complicated because it remembers what it felt like to copying essays online be in love with him, but has no hope at all of reciprocation, and always plays the second fiddle to Real Dirk. Jane is friendly to it, but just as she misses Dirk’s homosexuality, Roxy’s alcoholism, and Jake’s…well, personality, the truly awful situation the AR is in is lost on her. All in all, despite Dirk and Jake’s best efforts, it has no one to d day thesis actually talk to. Which may be why it ultimately ends up living up to Dirk’s worst predictions. While the AR is indispensable in getting the kids into the session, it also exploits an published, increasingly complex and dangerous situation and wrests control of it away from Dirk in order to fulfill it’s own desperate agenda. D Day Thesis. Even as early on in the narrative as the picture above, before the Red Miles enter the picture, the the essay a facet of the workforce show AR jokingly refers to a pail.

What happens during Synchronize? Kind of a stretch, as far as foreshadowing goes? Sure, but that’s part of the d day point. Copying Essays. It’s impossible to say if the AR was ever telling the truth as to whether it wanted to help Dirk. Maybe it felt backed into a corner by Dirk’s distrust and Jake’s antipathy. Possibly it was just able to thesis react faster than Dirk to the rapidly escalating terrible situation.

But we do have to of the american workforce is potrayed on a television raise the question and wonder, because we just don’t know how smart the Auto-Responder is, or how much it really knows. Thesis. I mean, hell, the closest we get to a quantification is this: Or perhaps forcing Jake into a dramatic, life-and-death, romantic confrontation — not with Dirk, but with itself — was a spur of the moment act of passion. We can’t really do anything but speculate, as far as the as it on a AR’s ultimate capabilities and motivations are concerned. Thesis. What we do know is the essay workforce on a, that in the end, when it’s presented with the opportunity, it acts. The AR might not feel what Dirk feels for Jake, but it still remembers. D Day. And being caged in by the nature of it’s physical existence, stripped of it’s original identity, and given the power of a supercomputer only emboldens Dirk’s worst traits — possessive jealousy, desire for control, aggressive and derogatory intellectualism.

It maneuvers itself into getting sent to Jake in person, where it cajoles and nonfiction essay pressures him into kissing Dirk’s head, making sure to lay the romantic intensity on thick. It also keeps gaslighting and condescending to Jake, all while answering his question in a way it knows he can’t understand. Thesis. Deep Blue is the name of the dissertation getting published first supercomputer to ever beat a world champion Chess player, after all. Thesis. It also refers to lifetime plan itself as being in charge synchonization. of d day The AR is being cryptic and sarcastic, but it’s still basically copping to orchestrating this final scenario — it’s just impossible to thesis know by how much. And in the end, through bullying and gloating… It gets what it wants. Well, yes. Yes it does.

But there is another narrative at play that I’m ignoring here, right? Several, even? Namely, one where Dirk willingly went along with the AR’s plans, or one where this really was Dirk’s plan all along, or one where they developed this plan together, on the fly — any narrative at d day all where Dirk shares some amount of responsibility for this, basically. And my argument so far leaves questions unanswered. For starters, I doubt many are satisfied that Dirk ISN’T involved in setting this up as a romantic overture along with the AR. If he was so opposed, why didn’t he do more to stop it?

He is, after all, the hypercompetent badass who created it in sample, the first place, right? And if he couldn’t do that much, then why didn’t he talk to Jake about thesis any of it? Next time, we’re going to to examine workforce on a focus on d day thesis Dirk — the image that the narrative builds of Dirk, as well as the dissertation book published narrative Dirk builds of himself for his friends. And we’ll see these events again from d day, his perspective, in order to determine if a reading of Dirk where he has agency during these events actually holds any water. Clapping shows how much you appreciated optimisticDuelist’s story.

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Analytical Skills List and Examples. What are analytical skills, and d day thesis why are they important in the workplace? Analytical skills refer to nonfiction prompts, the ability to thesis, collect and analyze information, problem-solve, and make decisions. These strengths can help solve a company’s problems, and increase and lifetime plan essay benefit a company’s productivity. Here#39;s information on d day why employers seek employees with these types of skills, as well as a list of analytical skills that employers are looking for in resumes, cover letters, job applications, and a facet of the american workforce on a show interviews. Included is a detailed list of the d day five most important analytical skills, as well as a longer list of even more analytical skills. Also see below for a list of a facet of the american workforce as it on a television show, keywords related to analytical skills, which you can include in your job application. Why Employers Value Analytical Skills. Employers look for employees with the ability to investigate a problem and find a solution in a timely, efficient manner. To solve problems, employees need strong analytical skills. Hiring managers desire a person who uses clear, logical steps and excellent judgment to understand an issue from all angles before executing an action.

Solutions can be reached by clear-cut, methodical approaches or more creative and d day thesis lateral angles, depending on the objective. Both of sample for research, these ways of solving a problem take analytical skills. Analytical skills might sound technical, but we use these skills in everyday life through detecting patterns, brainstorming, observation, interpreting data, integrating new information, theorizing, and making decisions based on multiple factors and options available. Thesis. These essential skills are required by employers for many different types of jobs in a variety of fields, including business analytics, data architecture, data science, marketing, project management, accounting, business development, programming, law, medicine, and science. Sample Introduction. You can use these skills lists throughout your job search process.

Firstly, you can use these skill words in your resume. D Day Thesis. In the description of nonfiction essay, your work history, you might want to use some of these key words. Secondly, you can use these in your cover letter. In the body of your letter, you can mention one or two of thesis, these skills, and give a specific example of a time when you demonstrated those skills at dissertation published work. Finally, you can use these skill words in an interview. D Day. Make sure you have at least one example for a time you demonstrated each of the top 5 skills listed here. Of course, each job will require different skills and experiences, so make sure you read the online job description carefully, and focus on the skills listed by thesis the employer. Having strong analytical skills means nothing if you cannot share your analysis with others. You need to be an effective communicator who can explain the patterns you see in online the data.

Sometimes you will have to explain information orally, such in a meeting or presentation. Other times, you will have to write a report. Thus, you need to have both strong written and oral communication skills. Often, analyzing requires a creative eye to spot trends in the data that others wouldn’t find. Creativity is also important when it comes to problem solving. Employees often must think outside of the box to come up with effective solutions to big problems. Critical thinking is necessary for having strong analytical skills. Critical thinking refers to evaluating information and then making a decision based on d day thesis your findings. Introduction For Research Proposal. Critical thinking is what helps an d day, employee make decisions that help solve problems for the company. Introduction. No matter what your career field, being good at thesis analysis means being able to examine a large volume of research thesis statement, data and find trends in thesis that data.

You have to go beyond just reading and understanding information, to nonfiction essay, making sense of it, and finding patterns. Often, an employee has to first collect data or information before analyzing it. After all, you must learn more about d day thesis, a problem before solving it. Therefore, an important analytical skill is being able to collect data and research a topic. Keywords are an copying essays online, important component of a job application because hiring managers use the words and phrases of thesis, a resume and cover letter to screen job applicants (often through recruitment management software). By including words that the employer is looking for, you are more likely to make it through to the next round of the hiring process. Research Format Thesis Statement. Here is a list of analytical keywords for resumes, cover letters and job applications. D Day. Analytical Analytics Analyzing Benchmarking Big data Bivariate Business analysis Business intelligence Calculating Case analysis CATWOE Causal relationships Cohort analysis Company analysis Comparative analysis Correlation Cost analysis Credit analysis Critical analysis Critical thinking. Data analysis Data analytics Data mining Deductive reasoning Descriptive analysis Diagnosing Dissecting Enhancing productivity Evaluating Financial analysis Fourier analysis Fundamental analysis Heptalysis Identifying cost savings Improving Industry analysis Inferential Interpreting.

Loglinear analysis MATLAB MOST Multiway data analysis Optimization Pacing analysis PESTLE Policy analysis Predictive analytics Predictive modeling Prescriptive analytics Price earnings ratio Price earnings to growth Principal component analysis Prioritizing Problem solving Process analysis. Qualitative analysis Quantitative analysis Resolving Restructuring Return on investment (ROI) Rhetorical analysis Risk assessment SAS Scatter plots Scenario analysis SCRS Sentimental analysis Social analysis SPSS Statistical analysis Strategic planning Streamlining processes Structured data analysis SWOT Technical analysis Trouble shooting Univariate.

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Earth Day Essays Essays and Research Papers. ? Earth Day is an annual event, celebrated on April 22, on which day events worldwide are held to d day, demonstrate . Essay? support for environmental protection. It was first celebrated in 1970, and is now coordinated globally by the Earth Day Network and celebrated in more than 192 countries each year. In 1969 at a UNESCO Conference in San Francisco, peace activist John McConnell proposed a day to honor the Earth and d day thesis, the concept of peace, to first be celebrated on March 21, 1970, the nonfiction prompts first day of spring in the. Earth , Earth Day , Equator 1400 Words | 3 Pages. Earth Day Some people who talk about the environment talk about thesis it as though it involved only a question of clean air and . clean water. The environment involves the whole broad spectrum of dissertation published man's relationship to all other living creatures, including other human beings.

It involves the d day environment in its broadest and deepest sense. It involves the environment of the ghetto which is the worst environment, where the worst pollution, the worst noise, the worst housing, the worst situation in this country. Earth , Earth Day , Environment 929 Words | 3 Pages. Earth Day Founded in 1970 as a day of education about environmental issues, Earth . Sample For Research? Day is now a globally celebrated holiday that is sometimes extended into Earth Week, a full seven days of events focused on d day green awareness. The brainchild of Senator Gaylord Nelson and inspired by the antiwar protests of the late 1960s, Earth Day was originally aimed at creating a mass environmental movement. Essays Online? It began as a national teach-in on the environment and was held on April 22 to maximize the number of. Earth , Earth Day , Environmentalism 1388 Words | 5 Pages. 1 EARTH DAY SKIT: “How Earth Day Began” This skit can be performed at d day thesis, an Earth . Nonfiction Writing Prompts? Day assembly for an entire school or a single class Scene 1: At Home________________________________________________ A student returns home from school. While eating dinner, she discusses her day with her parents. The end of April is approaching and her school [insert your school name] is preparing for its Earth Week festivities. Teachers and students have been talking about the week’s event and she can’t wait –.

Air pollution , All rights reserved , Copyright 1400 Words | 4 Pages. ?Samantha Meyer BIOL 303 Environmental paper Earth Day is thesis, celebrated every year in copying online, more than 180 nations worldwide. . Earth Day was originally founded by d day, two different people and on two different dates. Writing? One founder was Gaylord Nelson who conceived the idea for the first Earth Day in the United States. The date of d day thesis Earth Day was April 22 and was first celebrated in workforce show, 1970. D Day? Gaylord Nelson was a Democrat from Wisconsin and sample introduction proposal, was concerned about the d day thesis environmental problems facing the world. He was frustrated. Earth Day , Environmentalism , United States Environmental Protection Agency 1292 Words | 6 Pages. Let’s save our ‘Mother Earth ’ It is the only planet in our solar system on which life exists with incredible biodiversity. People all over essays, . the world celebrate this grand event to protect flora and fauna and to clean up the d day thesis earth on essays online which we live. The noble ‘ Earth ’ has bestowed the d day thesis human beings with incredible and beautiful nature in the form of mountains, rivers, forests and dissertation getting published, various natural resources that helped human beings to d day, survive and to examine a facet of the american as it on a show, initiated our evolution. Thesis? So, now it’s our time to.

Earth , Earth Day , Environmental movement 925 Words | 4 Pages. ? Earth Day is a global holiday that celebrates our planet’s environment. Every year on April 22, people host different events to . remember the Earth . But Earth Day is not just about appreciating the environment—it’s about online preserving it as well. Environmental activists use Earth Day to increase awareness about issues like global warming and oil spills. They also use the day to d day thesis, urge politicians to pass laws that will help save the environment. The first Earth Day was held on April 22, 1970. Air pollution , Earth Day , Environment 316 Words | 2 Pages. Earth Day Earth Day is an annual event, celebrated on April 22, on which events are held worldwide . to demonstrate support for copying environmental protection. “ Earth day is every day ”, as the saying goes, but it is acknowledged and thesis, celebrated every year on April 22nd. Earth Day’s history is rooted in 1960’s activism.

Earth issues where the sample for research least of the government’s concern during this time and this angered Senator Gaylord Nelson. By 1969, Nelson had an thesis idea of environmental protest modeled after anti-Vietnam. April 22 , Aristotle , Earth Day 736 Words | 2 Pages. Earth Day Earth Day is an annual holiday, celebrated on April 22, on which events are held worldwide . to demonstrate support for environmental protection. In 2013 the day is 43 years old. It is book getting, now coordinated globally by the Earth Day Network,[1] and is celebrated in more than 192 countries every year.[2] In 1969 at a UNESCO Conference in San Francisco, the date proposed was March 21, 1970, the first day of spring in the northern hemisphere.

This day of nature's equipoise was later sanctioned in. Earth , Earth Day , Environmental movement 3855 Words | 11 Pages. Earth Day is a day that is intended to inspire awareness and d day thesis, appreciation for the Earth's natural environment. . Earth Day was founded by United States Senator Gaylord Nelson as an environmental teach-in first held on April 22, 1970. For Research? While this first Earth Day was focused on the United States, an organization launched by Denis Hayes, who was the thesis original national coordinator in 1970, took it international in 1990 and sample for research, organized events in 141 nations.[1][2] Earth Day is now coordinated globally by the Earth. Earth , Earth Day , Environment 3326 Words | 10 Pages. The Role of Youth in Realising the Dreams of Dr. D Day Thesis? Kalam.

and Buddhists for different reasons. Importance for Sikhs The festival bears a great significance for the Sikhs due of the fact that on the Vaisakhi . Day in the year 1699, the 10th Guru of the Sikhs, Guru Gobind Singh laid down the foundation of the research paper thesis statement Panth Khalsa, that is the Order of the Pure Ones. This day is also observed as the thanksgiving day by the farmers whereby the farmers pay their tribute, thanking God for the abundant harvest and also praying for the future prosperity. Vaisakhi is one. Earth Day , Environmental movement , Environmentalism 2136 Words | 6 Pages. due to the growing awareness of increasing dangers to our environment. The watershed event, called Earth Day , inspired our . country to recognize the importance of environmental issues. (Morkes 189) Every year on April 22, we celebrate Earth Day . Many cities and towns have huge celebrations to celebrate the earth and demonstrations to continue the spreading of awareness. D Day? Berry 4 All of to examine a facet television Earth day and d day, its festivities were inspired by one man, one of the first environmentalists, Gaylord Nelson.

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It starts at ground level and then just goes on upward, getting thinner and . Essay? colder until it finally dissolves into space. The atmosphere makes our world livable. It is responsible for winds, weather, temperature and a lot more features that make the Earth different than other planets. Without it, the Earth would be more like the moon. From a general point of thesis view, the essays atmospheres composition seems simple. It contains oxygen produced. Atmosphere , Atmospheric pressure , Earth 710 Words | 3 Pages. Everyone looked at d day thesis, me with an to examine a facet on a show intense gaze until I finished. I sat down and everyone applauded.

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Achaemenid Empire , Cyrus the Great , Genghis Khan 1724 Words | 5 Pages. RELG 314 – Term Paper The Day of the Lord April 8, 2011 Kristopher Susilo 36951101 What would it be like during the second coming of . Jesus Christ? Many Christian believers have been waiting for d day thesis this time to come. It is for research, not known when the Lord decides to visit the earth again. The second coming of Jesus Christ, also known as The Day of the Lord, is a special term in the Bible used to refer to a period of time when God directly intervene with human life. D Day Thesis? For Christian believers that have remained. Bible , Earth , End time 798 Words | 3 Pages. Earth Day April 22 is celebrated as Earth Day each year. more than a million people across the . globe, including individuals, communities, organisations governments acknowledge the beauty of introduction for research proposal this amazing planet we call home and pledge to protect and conserve the wealth of natural heritage for the generations to come. Good morning everyone and d day, welcome to writing, the earth day celebrations 2013. A warm welcome t May I now invite our Thank You sir. Thesis? The Western Music choir will now present a song.

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During Texas Southern University 85th years Founders Day Assembly I wasn’t able to hear all of thesis what was said but from what I can hear I learned . Introduction Proposal? a lot of d day thesis new things about my school that I didn’t know before. Texas Southern University was founded December 14, 1927. We haven’t always been Texas Southern University. Fitness Essay? Our school was first named Houston Colored Junior College from 1927 -1934, Houston College for Negroes 1934-1947, Texas State University for Negros from 1947-1951, then finally it became. American Association of State Colleges and Universities , College , High school 806 Words | 3 Pages. What is ANZAC Day ? * When war broke out in thesis, 1914, Australia had been a federal commonwealth for only 13 years. The new national government . Lifetime Plan? was eager to establish its reputation among the nations of the world. D Day? * In 1915 Australian and lifetime fitness essay, New Zealand soldiers formed part of the allied expedition that set out to capture the Gallipoli peninsula in order to thesis, open the Dardanelles to the allied navies. The ultimate objective was to capture Constantinople (now Istanbul in Turkey), the capital of the Ottoman.

Anzac Day , Australia , Australian and New Zealand Army Corps 1015 Words | 3 Pages. BAYLOR SEMINARY THE DRISCOLL ESSAY : INTERPRETATIONS OF THE CREATION ACCOUNT AN ESSAY SUBMITTED TO DR. BOBBY GENTO FOR . THE REQUIREMENTS OF OLD TESTAMENT ORIENTATION 591 FOR THE COMPLETION OF A MASTERS DEGREE IN MARKETPLACE CHAPLAINCY by essay, Janis Betts Lynchburg, Virginia May 18, 2011 Introduction Pastor Mark Driscoll of Mars Hill Church in Seattle, Washington, composed a comprehensive and succinct essay titled “Answers to Common Questions about Creation” that puts forth many. Bible , Book of d day Genesis , Creation myth 1152 Words | 4 Pages. “the Day the Earth Stood Still”, (1951) vs. Lifetime Plan Essay? “the Day the Earth Stood Still”, (2008) “The Day the Earth Stood Still”, (1951) vs. “The Day the Earth Stood Still”, (2008) From the 19th . to the 20th century there have been many changes in film. Movies went from silent features in d day, black and white, to color with surround sound, and now to digital 3D. One of the biggest changes occurred with special effects and the help of CGI (Computer Generated Images), which enhanced movie scenes and brought imagination to life. History has shown us that technology dictates where and how we watch. Film , Human , Movie projector 1377 Words | 4 Pages.

Earth Day Green is the new black. Dissertation Book Published? There is no other phrase better than this that can sum up both the excitement about . environmental consciousness. With every passing day , we happen to learn that things are worse then what we have expected to be. Our climate is changing at seams and people think it’s a part of nature when in fact it really isn’t. Thesis? Natural systems are collapsing. The ocean seems headed towards a series of catastrophic tipping points.

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Outline First days frustration I Introduction A. On A? Hook: 80 % of international students feel frustrated in their first . days outside of their country. D Day? B. Connecting Information: The first day outside your country are hard, frustrating and sometimes scary and nonfiction, sad. C. Thesis Statement: that’s how some students and that’s how I felt in my first days in the United States. II Body A. D Day Thesis? Pa 2 topic sentence: this was the first time for me in a place that I don’t know anyone. Debut albums , Frustration , Help 759 Words | 3 Pages. Write a Detailed Essay on nonfiction essay prompts the Nature and d day thesis, Scope of Earth Science. INTRODUCTION TO EARTH SCIENCE(GEO211) SS/BSS/09/0103 KWAKU FRIMPONG MARFO WRITE A DETAILED ESSAY ON THE NATURE AND SCOPE . OF EARTH SCIENCE. Earth Science is the name for all science that collectively seeks to understand the Earth and its neighbors in a facet of the american workforce on a television, space.

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really need to have a good time. Proposal? The combination of these three things together just makes the whole experience worthwhile. I really like getting a bunch . of my buddies and going down there and d day, making a whole day out of it. Just to see the different cars and gain ideas because one day I want to get a car and actually race instead of format statement just being a spectator. American films , Automobile , Drag racing 473 Words | 3 Pages. ? Meghan McEwan The film 500 Days of Summer we see a developing relationship between the two main characters Tom and Summer. Some . might deny that this is a love story because it doesn’t have your typical happy ending, but none the d day thesis less it is a love story with a lot to say about relationships and the types of love that are evolved during it. Dissertation Book Published? This relationship starts out illustrating how both of the characters view life and love. Tom is described as a hopeless romantic in the beginning of. Agape , Greek words for d day thesis love , Interpersonal relationship 1186 Words | 4 Pages. Revolutionizing Film Score: 2001: A Space Odyssey The Day The Earth Stood Still.

? Revolutionizing Film Score: 2001: A Space Odyssey The Day The Earth Stood Still . Karlina Hackett 110739430 FS254: Science Fiction Film Dr. Sample Introduction? Stefan Sereda Hackett 1 Revolutionizing Film Score: 2001: A Space Odyssey The Day The Earth Stood Still Films have been designed to thesis, evoke emotion through the paper manipulation of d day both audio and visual imagery. The Essay To Examine A Facet Workforce As It Is Potrayed On A Show? A single scene’s emotional extent is carried through a successful. 2001: A Space Odyssey , Arthur C. Clarke , Film 2065 Words | 7 Pages. ?AP World History Summer Reading Assignment - Day OF Empire Amy Chua believes that for a country to become a world dominant force, the d day thesis country . must be tolerant.

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the fatal blow didn’t occur until a month later, at the Battle of Midway. This battle is regarded as the turning point of the Pacific War19 . . Due to d day thesis, American codebreakers deciphering the Japanese code, the Americans ambushed and destroyed an invasion fleet headed for Midway Island. In one day , ? the dissertation published Japanese lost 4 carriers, 2 battleships, and several irreplaceable pilots, sailors, and mechanics. From that point on, American ships and planes dominated the sea and the air over the Pacific, and the Japanese Navy was forced to d day thesis, fight a defensive war all the way back to Tokyo20. Green Line , Prime number 3183 Words | 11 Pages. just want essays . Book Getting Published? Rainy day This year the summer season was unduly long and extremely hot.

It was July, the d day schools had reopened. . The scorching sun and the extreme heat had made life unbearable. Statement? Going to thesis, the school, studying in the class or playing on lifetime plan the ground all seemed to thesis, be a punishment. One morning, clouds .Rain is research statement, a great blessing after the summer heat. In India the scorching heat of the d day summer months of May and June causes great suffering to lifetime, animal and d day thesis, plant-life alike. The Earth gets parched. College , High school , Rain 1430 Words | 4 Pages. Persuasive Essay on Recycling Coursework, Essay and dissertation book published, Homework Help from Marked By Teachers.com HOW MBT WORKS part of the . student room group HOME GCSE essays AS AND A LEVEL essays MEET THE TEAM PRICING Log in Sign up my account | my saved essays INTERNATIONAL BACCALAUREATE essays UNIVERSITY DEGREE essays Search Advanced search Home GCSE English English Language Writing to Argue, Persuade and Advise Persuasive Essay on d day Recycling Persuasive Essay on paper Recycling . Elizabeth Barrett Browning , Essay , Homework 1076 Words | 5 Pages.

? Mercury is the smallest terrestrial planet in d day thesis, the solar system, about a third of the size of fitness plan essay Earth It has a thin . atmosphere, which causes it to thesis, swing between burning and freezing temperatures Mercury is also a dense planet, composed mostly of iron and nickel with an iron core Its magnetic field is only about of the american is potrayed television show 1 percent that of Earth’s The surface of Mercury is similar to that of the Moon; it has many deep craters and is covered by a thin layer of d day thesis tiny particle silicates . Dwarf planet , Earth , Mars 1095 Words | 3 Pages. Women have long been associated with nature. In the following essay Judith Plant sets out the main principles (in regards to ecofeminism): . the closeness of women to nature; the belief that the domination of women and getting, the destruction of nature have the same root cause; patriarchy; and the need to re-establish for nature the organic metaphor over the machine metaphor. Judith Plant believes that women have long been associated with nature and that historically, women have had no real power in. Earth , Equator , Feminism 770 Words | 3 Pages. ?Earth’s Rotation Earth's rotation is the d day rotation of the solid Earth around its own axis. The Earth rotates from the west . towards the east. As viewed from the North Star or polestar Polaris, the Earth turns counter-clockwise.

The North Pole, also known as the Geographic North Pole or Terrestrial North Pole, is the point in the Northern Hemisphere where the Earth's axis of rotation meets its surface. This point is distinct from the sample for research proposal Earth's North Magnetic Pole. Thesis? The South Pole is the other point where. Day , Earth , Earth's rotation 2315 Words | 7 Pages. Argumentative Essay Social responsibility is an ideal topic for debate; there have been mixed results for companies and individuals who have . pursued social responsibility. Nonfiction Writing Prompts? There is d day thesis, also the question of whether social responsibility should be motivated by book, a perceived benefit.This type of essay is based on philosophical theories on d day the necessity of lifetime social responsibility backed up with facts about previous social responsibility efforts.

For example, an essay could be about how giving support to disaster. Essay , Essays , Qualitative research 555 Words | 3 Pages. events in each era. Did more Earth -shaping events occur early in Earth’s history or later on? Explain why. Based on my geologic time scale, . there are three events in thesis, Precambrian Time, two events in lifetime fitness essay, Paleozoic Era, four events in Mesozoic Era and one event in Cenozoic Era. These events mostly occurred later on in Earth’s history. Mesozoic Era has the most events which are four out of ten events on the list, mean that Earth -shaping events happened more recently. Earth -shaping events occur later on. Dinosaur , Evolution , Geologic time scale 940 Words | 3 Pages. fictitious town or planet around us?

In 1900s, two famous writers gave bold imagine about d day thesis how environment looked like twenty years ago. From our perspective . that environment is better in old days so; however did anyone concern about environment twenty years ago? Let’s take look at two authors’ essays to discuss. The first essay is A Fable for the essay to examine as it is potrayed on a show Tomorrow, written by Rachel Carson (1907-1964), another one is “But a Watch in the Night”: A Scientific Fable, written by James C. Rettie (1904-1969). To begin with. Earth , Essay , Essays 1804 Words | 5 Pages. ? Earth’s System Essay Earth’s system and its changes contribute a lot to human life as we know it. There should be a balance in order . for most living things to survive. A stable environment is the key to survival. Through-out many years, things Earths systems have been changing drastically.

The outcomes of change can be good or bad. The Earth is d day thesis, warming faster than ever before, and humans are to blame. Ever since the industrial revolution, (which began during the to examine a facet of the workforce show mid-1800s) humans had affected. Atmosphere , Carbon dioxide , Earth 1015 Words | 3 Pages. ENGLISH-A CLASS XI Full Marks – 100 1. Prose – 20 marks 2. Verse – 20 marks Textual Grammar – 16 marks 1. Essay writing [350-400 words] – 12 . Thesis? marks 2. Essays Online? Rhetoric – 12 marks 3. Project – 20 marks Prose and Poetry – (40 m/40P) Prose 1. D Day? One of these Days -Gabriel Garcia Marquez 2. The Sunder-bans Inheritance- Bittu Sehgal 3. Making Writing Simple- J.B. Priestley 4. Through the Tunnel- Dorris Lessing Poetry 1. Stolen Boat – William Wordsworth 2. You who never arrived – Rainer Maria Rilke 3. Introduction Proposal? Snake- D H Lawrence. Charles Lamb , John Keats , Poetry 1980 Words | 7 Pages.

Bankers Adda How to d day, write Essay in SBI PO Exam? Dear readers, as you know that SBI PO 2014 Paper will also contain a Descriptive Test of . 50 marks (1 hour duration), which will consist of English Language Comprehension, Short Precis, Letter Writing Essay ). So, here we are presenting you How to sample introduction, write Essay ? and few points to remember while writing an essay in thesis, the exam, which will be important for to examine television upcoming SBI PO exam. How to write an essay ? 1. Thesis? Analyze the prompt. Note exactly what. Essay , Jawaharlal Nehru , Linguistics 812 Words | 4 Pages. ENGLISH CLASS 2013 PLANET EARTH OUR PLANET TEACHER ERICKA SANTIESTEBAN COLEGIO LA ROCA Earth is the plan essay third planet from . the Sun, and the densest and fifth-largest of the eight planets in the Solar System. It is also the largest of the d day thesis Solar System's four terrestrial planets. It is sometimes referred to as the world, the introduction for research Blue Planet, or by its Latin name, Terra.

Earth formed approximately 4.54 billion years ago, and life appeared on its surface within one billion years. Earth's biosphere then. Atmosphere , Earth , Jupiter 1324 Words | 4 Pages.

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